Facts First is dedicated to home owner advocacy.  Facts First has a reputation for integrity, honesty and consistency.  We believe that a home owner in distress cannot make a clear decision without all the Facts First. 

An audit of your loan file is the first step in knowing all the facts.   Were there faulty banking practices involved in the origination of your loan? Is your loan in a mortgage backed security trust?    Without an audit of your file, it is unlikely you can answer that question.   If the audit finds there were no gross failures on the lenders part, or the servicers part what are your options?   Were you denied a loan modification?   Are you convinced that your only option is a short sale?

You do have options!

At Facts First, we begin at the beginning and we educate ourselves about your loan.  If there were violations with the origination of your loan, we can find them. If there are abnormalities in the servicing of your loan, we can find them.  If you were denied a loan modification, we will examine it to find out why.   Yes, the banks do make mistakes, and many people that do qualify for a modification are denied.  There are many loss mitigation options available.   At Facts First we know the rules and we fight to have them followed.   We are clear on the guidelines for all the products available to you with your lender and with the government to find relief and stay in your home. 

The analysts at Facts First take the time to listen to your needs. We work tirelessly to facilitate your goals without compromise. Facts First is committed to treating every home owner as if they are our #1 priority.

If you have tried to find relief on your own by contacting your lender, it is highly probable that you have felt like you are running into a brick wall every time you call.   You get different answers, different requests for documentation, repeat requests, denials based on lack of documentation, even though you faxed the same documents a dozen times.   We understand the frustration, the anger and the hopelessness a home owner in distress experiences.   In this economy that is much too slow in recovering, there are hundreds of thousands of us that have been devastated by a situation we played no part in creating.   

Call Facts First today.   You have been living in the problem long enough.  It is time to take a positive step into the solution.   Let us help you find that solution.


FACTS-FIRST DOES NOT CHARGE ANY FEES FOR MORTGAGE LOAN MODIFICATION SERVICES.   WE ARE NOT ATTORNEYS AND NOTHING ON THIS WEBSITE SHOULD BE UNDERSTOOD AS LEGAL ADVICE.  

IF YOU ASK US TO HELP YOU NAVIGATE THE LOAN MODIFICATION ARENA, THERE IS NO FEE FOR THAT.   FREE LOAN MODIFICATION ASSISTANCE.


Facts First was created with the mission of reaching as many of the distress home owners as we can.

If our clients want us to come to their home to discuss their situation, we are happy to do that and always pleased to meet our clients in person.   If a phone consultation fits into our clients schedule more smoothly, we are happy to speak to them anytime.

We always operate with honesty, integrity, and a solid commitment to quality.  We define solutions for our distress homeowners, allowing them to rest assured they are getting the best information possible.

Facts First has never waivered in our commitment to supporting communities. Facts First has been involved in charitable causes and civic organizations. At Facts First, we believe in supporting the community. Building communities through responsible assistance is what we do best!